Bill Information for hr9459-119

Long Title

To amend the Truth in Lending Act to modernize disclosure requirements, establish materiality standards and safe harbors for mortgage disclosures, simplify waiting period requirements, expand tolerances for annual percentage rate accuracy, and for other purposes.

Short Title

Home Affordability Through Mortgage Simplification Act

Vote Information

Status: REFERRED as of 2026-06-25 00:00:00.

Sponsor: This bill was sponsored by Scott Fitzgerald (R-WI).

Party line votes are determined based on this being a R-sponsored piece of legislation. See here for information on how party line votes are determined.

Vote count: There were 0 roll call votes on this bill in total.